Buying a Home in Manchester Nh

Manchester, NH is skyrocketing to the top of the charts of many national “quality of living” polls these days, and it is easy to see why. Lower than average unemployment rates, no income or sales tax, and proximity to Boston are a handful of the economic advantages offered. Those looking for a safe place to raise a family have exactly that with an extremely low crime rate and the bonus of an excellent school system. Activities and amenities abound for all four seasons: swimming holes and sparkling clean public pools for the summer, harvest and food festivals in the glorious fall, skiing and ice skating in the winter, and biking and strolling in the many spacious parks in the spring.

Naturally, a knowledgeable realtor is key to your search for the perfect home. Everyone’s taste varies drastically, and it is imperative to work with someone that really listens to your needs and respects your opinion. Ask for a recommendation from a city local, and chances are they will mention Auger Realty as the absolute best place to start. Personable service is what they are famous for, and you will feel the difference from other agencies as soon as you walk into their ultra-comfortable office space. Flexible appointment times are not a problem, and you can even visit their viewing room on the weekend. All of their agents grew up in the Manchester area and are passionate and proud of the city they still choose to call home. Let them make you a believer in this great city as well, as they become your true partner in finding your ideal dwelling. Auger Realty can be found at 475 Second Street in the downtown area.

Obtaining a mortgage is a sticky topic these days, and with so many guideline changes it can be a nerve wracking experience for anyone. There are a few approaches to help sort through the confusion, and the route you take is dependent on your credit grade. If you have good to excellent credit, then you may want to head to one of the city’s many credit unions. While most have restrictions on who can be a member of their institution, St. Mary’s Bank, of 200 McGregor Street, allows anyone who either works or lives in the State of New Hampshire. Boasting low, low rates, excellent service, and a wide portfolio of programs, they are sure to earn your business.

If your credit is on shaky ground, fear not, for there are still alternative loans available to get you in that home. In this situation, the assistance of a mortgage broker would be a fantastic way to go. The broker works hard to comparison shop and gets the best deal out there in your hands. That way, you will not have to apply all over the place yourself, not knowing which company has what restrictions, etc. While there is a brokerage fee factored in to the loan, the guarantee of the lowest rate to be found for your credit profile more than makes up for the difference. Regency Mortgage, of 175 Canal Street, is one of the most respected in the area. They have an A+ record with the Better Business Bureau, which is no easy feat-especially for a finance company. Let them transform you into a confident buyer as they educate you through every step of the process.

With professional, local experts such as these, the home buying process becomes painless and worry-free. In no time, you will be moving into the house of your dreams in the beautiful New England city of Manchester, New Hampshire.